IMPLEMENTASI MITIGASI RISIKO PEMBIAYAAN DI BMT MANDIRI SEJAHTERA
Abstract
Understanding the risks involved in financing is important because it can cause losses to the organization, which will reduce profits. The distribution of financing carried out by BMT needs to have good and proper procedures in order to minimize the risk of loss from the initial application, the contract process, and the realization of funds. In this study, the researcher used a qualitative approach and the research was a case study. The data used were primary and secondary, collected through observation, interviews, and documentation. The analysis included data reduction, display, and verification. The results showed that BMT Mandiri Sejahtera had mitigated financing risks well by strengthening its human resources through training and analyzing the business conditions of its customers to prevent defaults on installments.
References
Hasan, Nurul Ichsan . Perbankan Syari’ah, (Jakarta: GP Press Group, 2014).
Yunus, Jamal Lulail. Manajemen Bank Syariah Mikro, Cet. ke-1, (Malang: UIN-Malang Press, 2009).
Kasmir, Manajemen Perbankan, (Jakarta: Rajawali Press, 2012).
Yung, S. (2006). Manajemen Risiko dalam Dunia Perbankan, IT Dvision Bank Perkreditan Rakyat Daya Lumbung Asia . Jurnal Sistem Informasi UKM, Vol. 1. No. 1.
Idrous, Ferry N. Manajemen Risiko Perbankan: Pemahaman Pendekatan Pilar Kesepakatan Baasel II Terkait Aplikasi Regulasi dan Pelaksanaannya di Indonesia, I , (Jakarta: Rajawali Pers, 2008).
Johan, DKK. Peran Baitul Mal Wat Tamwil Dalam Mengimplementasikan Inklusi Keuangan Bagi Masyarakat Pesisir Tuban: Study Ekploratif, Ulûmuna: Jurnal Studi Keislaman Vol.6 No.2 : Desember 2020.
Romdhoni, A. H. 2016. Analisis Komparasi Manajemen Risiko pada Koperasi Syariah di Kabupaten Boyolali. Surakarta. Jurnal Ilmiah Ekonomi Islam Vol. 02 (03).
Arifin, Zainal. Penelitian pendidikan metode dan paradigma baru, (Bandung: PT Remaja Rosdakarya Offset, 2012).
Yin, Robert K. Studi Kasus Desain & Metode (Jakarta: PT. Raja Grafindo Persada, 2013).
Azwar, Saifuddun. Metode Penelitian, ( Yogyakarta: Pustaka Belajar, 2004 ).
Silalahi, Gabriel Amin. Metodologi Penelitian dan Studi kasus, ( Sidoarjo: CV Citra Media, 2003 ).
Hartono, Jogyanto. Metodologi Penelitian Bisnis, cetakan kedua, (Yogyakarta: BPFE, 2014).
Arikunto, Suharsimi. Prosedur Penelitian: Suatu Pendekatan Praktek, (Jakarta: PT. Rineka Cipta, 1998).
Moleong, Lexy J. Metode Penelitian Kualitatif, (Bandung: PT Remaja Rosdakarya, 2009).
Mulyana, Deddy. Metodologi Penelitian Kualitatif. (Bandung :Pt Rosdakarya,2000).
Milles dan Huberman, Analisis Data Kualitatif, (Jakarta: Universitas Indonesia Press, 1992).
Rifai, Veithzal da Rifka Ismal, Islamic Risk management for Islamic Bank. (Jakarta : Gramedia Pustaka Utama, 2013).
Sadatinah, T. Analisis Manajemen Risiko Pembiayaan Murabahah di BMT Muhajirin Salatiga. UIN Salatiga. 2017.
Muchtar, Masruri. Analisis Risiko Akad Murabahah Di Perbankan Syariah, INFO ARTHA, Volume 5 No. 01 (2021).
Downloads
Published
Issue
Section
License
Copyright (c) 2022 Nasyiatul Farida, Ahlul Maghfiroh, Siti Roufah (Penulis)
This work is licensed under a Creative Commons Attribution-NonCommercial 4.0 International License.
