Daniel Pangaribuan, Riris Hutapea, Ezra Reni Silva Situmorang, dan Andre M.P Sianturi. “Digital Transformation And Business Model Innovation: Examining The Impact Of Digital Technologies On Sme Competitiveness”. HARAMAIN : Jurnal Manajemen Bisnis 5, no. 01 (Januari 10, 2025): 34–48. Diakses Mei 25, 2026. https://jurnalstebibama.ac.id/index.php/jmb/article/view/338.