“DIGITALIZATION OF ISLAMIC MICROFINANCE INSTITUTIONS: OPPORTUNITIES, CHALLENGES, AND ECONOMIC IMPLICATIONS FOR THE MUSLIM COMMUNITY” (2025) IZZI: Jurnal Ekonomi Islam, 5(2), hlm. 42–52. Tersedia pada: https://jurnalstebibama.ac.id/index.php/jizzi/article/view/8 (Diakses: 28 Juli 2026).